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Rideshare Accidents: Knowing your rights as a Passenger or Driver

Posted By: SSF Law Firm Posted In: Uber and Lyft Accident Posted On: June 22, 2021

The streets of Pittsburg are filled with Uber and Lyft drivers. More drivers out on the road mean an increase in accidents. Crashes involving rideshare services occur almost daily. Do you know your rights as a passenger in rideshare accidents? What about another driver involved in an accident with a rideshare service? The experienced lawyers at Shenderovich, Shenderovich & Fishman P.C. are here to help you if you find yourself in need of a Pittsburgh Uber or Lyft accident attorney.

Knowing your rights as a passenger

As a passenger in an Uber or Lyft accident, recovering compensation can be difficult. It is important for you to know your rights and proper insurance coverage.

There are four possible insurance companies involved in a rideshare accident from which you can file a claim against:

  1. Uber or Lyft commercial vehicle insurance
  2. Personal insurance of the Uber or Lyft driver
  3. The driver of another vehicle
  4. Personal insurance of the injured passenger

It may not be easy to choose which insurance company will be the best for filing a claim. There are a variety of factors that go into filing a claim for proper compensation. It is best to discuss the cause of the accident and the extent of your injuries with a Pittsburgh Uber or Lyft accident attorney.

Knowing your rights as another driver

Pennsylvania has a no-fault program, which means one does not have to prove fault in order to be compensated through your own insurance company (if you own the car and have PIP insurance). If you do not have PIP insurance, other companies may be involved.

If you have been in an accident with an Uber driver, there are many factors involved to decide which insurance company and policy should cover the cost:

  • Who caused the accident?
    • Rideshare service driver—the passenger or other driver can collect from the driver’s personal insurance or rideshare’s liability policy.
    • Another driver—the personal insurance of that driver.
  • Was the rideshare application turned on?
    • The insurance policy will only be active if the driver has the application turned on during the time of the accident.
    • If the application was not turned on, then the rideshare insurance will not cover the accident.

At times, it may be necessary to file a third-party claim and that will be based on who was at fault, the extent of the injuries, and the insurance coverage of each party involved in the accident.

Knowing who to contact

As you can observe, it is not always easy to know whose insurance should cover the costs of the accident. At Shenderovich, Shenderovich & Fishman P.C. our Pittsburgh Uber or Lyft accident attorneys can help you determine the best option and help you recover the maximum compensation for your injuries.

We have extensive experience handling complex car crash cases, and we understand the insurance implications of rideshare accidents. If you or somebody you care about has been injured in an accident involving an Uber or Lyft vehicle in Pittsburgh or the surrounding areas, contact the team at Shenderovich, Shenderovich & Fishman P.C. for help today.

When you need a Pittsburgh Uber and Lyft accident attorney, you can contact us for a free consultation by clicking here or calling 888-988-9467.

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