If you or a loved one own a motorcycle, the last thing you want to ever experience is a motorcycle crash. However, it is always important to be prepared in case one happens. By law, motorcyclists have to have insurance in Pennsylvania.
Do motorcycles have different insurance requirements than regular vehicles?
What are the Pennsylvania motorcycle insurance requirements?
Today, the team at Shenderovich, Shenderovich & Fishman wants to dig into these questions for you. Our qualified and experienced Pittsburgh motorcycle accident lawyers are ready to get to work for you.
Just like a passenger vehicle, motorcycles must be insured before they can be operated on Pennsylvania roadways. The minimum requirements under the law in Pennsylvania are:
These are the minimums required by Pennsylvania, but a motorcyclist can always choose to purchase more insurance if they wish to.
It is important that all motorcycle drivers and passengers follow Pennsylvania’s helmet law. Anyone under the age of 21 or who has less than two years of riding experience must wear a US DOT approved helmet.
Pennsylvania is a no-fault accident state, the meaning fault does not have to be established in order to collect compensation in the aftermath of an accident. No-fault insurance can take away a person’s right to sue an at-fault driver after a crash, though there are exceptions made for extreme injuries.
The Pennsylvania Department of Transportation tells us that there was a total of 3,194 motorcycle crashes during the latest reporting year in the commonwealth. Out of those, there were 181 fatalities and 4,413 injuries.
Motorcycle crashes can lead to serious injuries. Motorcyclists have little protection from the force of a passenger vehicle (the average vehicle weighs 4,000 pounds). Even those wearing a helmet run the risk of major injuries, including:
If you or a loved one have been involved in a motorcycle accident, you need to understand how the insurance companies work. At Shenderovich, Shenderovich & Fishman, we are ready to help you get through this confusing time. Our qualified and experienced team will investigate all aspects of your crash so we can ensure maximum compensation of all injury-related expenses. This can include: