Car accidents often bring a wave of uncertainty and stress. From medical bills to unanswered questions about liability, the aftermath can be overwhelming. At Shenderovich, Shenderovich & Fishman, our Pittsburgh car accident attorneys are dedicated to fighting for the compensation you deserve. Whether dealing with difficult insurance companies or navigating Pennsylvania’s unique tort laws, we’re here to help you every step of the way.
What to do After a Car Accident in Pittsburgh?
Although most motorists who get into car crashes cannot think straight at the scene of a car crash, there are certain things you should do in order to strengthen your personal injury case. If you fail to do any of these things, you risk getting your personal injury claim denied, which is why our experienced car accident lawyers in Pittsburgh recommends that you:
- Call the police to get a police report, which will serve as a priceless piece of evidence in your case.
- Get a medical evaluation even if you do not think that your injury is bad enough (the rush of adrenaline might be masking the symptoms).
- Collect evidence and relevant information at the scene such as the other party’s name, address, phone number, insurance information, and the names and contact information of any witnesses who saw what happened.
- Take pictures of the crash, especially the vehicle damage, skid marks, and road conditions.
- Be careful about what you say at the scene and refrain from admitting fault straight away.
- Contact a Pittsburgh car accident attorney to discuss your legal options.
Dealing with insurance companies after a car accident can be daunting. Their primary goal is to minimize payouts, often at the expense of your rightful recovery. Our attorneys handle negotiations to ensure you don’t accept unfair settlements. We know what’s at stake and leverage our experience to secure the compensation you deserve.
Coverage Considerations
Understanding your insurance coverage is crucial after a car accident. Pennsylvania operates under a hybrid system offering both “limited tort” and “full tort” options. Your coverage type will influence what damages you can recover and how you proceed with your case.
Limited Tort vs. Full Tort
Limited Tort restricts your ability to claim compensation for non-economic damages such as pain and suffering unless your injuries meet certain thresholds, like permanent disfigurement or death.
Full Tort allows you to recover for all damages, including pain and suffering, without limitations.
Benefits of Full Tort
Having full tort coverage ensures you can seek full compensation if someone else’s negligence caused your injuries. While it typically comes with higher premiums, it provides greater financial protection and peace of mind in the event of an accident.
Common Causes of Car Accidents
Car accidents are often caused by preventable behaviors behind the wheel. Distracted driving, such as texting, using a smartphone, or eating while driving, diverts attention from the road and dramatically increases the risk of collisions. Speeding is another common cause, as driving above the speed limit reduces reaction time and the ability to stop quickly, leading to severe crashes.
Driving under the influence (DUI) of alcohol or drugs impairs judgment, coordination, and reaction time, making it one of the most dangerous and reckless driving behaviors. Additionally, failing to yield the right-of-way or neglecting to check blind spots can result in collisions, particularly with cyclists, pedestrians, or other vehicles during lane changes or at intersections.
By practicing safe and attentive driving, such as focusing on the road, obeying speed limits, avoiding impairments, and being mindful of traffic laws, drivers can significantly reduce the likelihood of accidents and keep themselves and others safe.
Common Injuries Suffered in Auto Accidents
Auto accidents can cause a range of injuries, from minor bruises to life-altering trauma. Some of the most frequent injuries we see in our Pittsburgh car accident cases:
- Neck, Back, or Spine Injuries: Sudden force from a collision can cause fractures, herniated discs, whiplash, or even permanent paralysis.
- Concussions and Traumatic Brain Injuries (TBIs): These injuries are often caused by the head striking hard surfaces, leading to symptoms like headaches, memory loss, and mood changes.
- Broken Bones: Fractures in hands, wrists, arms, or legs are common due to the impact force or airbag deployment during collisions.
If you suffered any of these injuries, you may be entitled to compensation for medical bills, lost wages, pain and suffering, and more.
What Kind of Settlement Can I Get from a Car Accident Lawsuit?
If you were injured in an accident caused by another driver, your settlement may include compensation for the following:
- Medical bills: Medical bills related to your car accident injuries include bills for past treatment, ongoing treatment, and anticipated medical costs for future treatments.
- Property loss: Property loss in your car accident includes damage to both your vehicle and any other property inside of your vehicle that was damaged in the accident.
- Lost wages: If you missed work because of your car accident injuries, you may be compensated for any lost earnings.
- Lost future wages: If you are not able to return to work or if your earning capacity is diminished as a result of your injuries, you may be compensated for those lost future earnings as well.
- Pain and suffering: Your car accident injuries may go well beyond your financial losses to include compensation for the pain and suffering you endured and may still be dealing with as a result of your injuries and damages.
- Loss of enjoyment of life: You may also be able to recover from car accident injuries that have detrimental impacts on your lifestyle and that cause you to lose the ability to enjoy or participate in activities and life pleasures.
- Punitive damages: Punitive damages may be awarded when it can be shown that the defendant’s behavior was so outrageous or willful that it rose beyond the level of gross negligence. Punitive damages are meant to serve as punishment to the defendant for his or her egregious conduct.
How Much is Your Car Accident Claim Worth in Pittsburgh?
That is an even trickier question to answer because each personal injury case is unique and there is no formula to calculate the value of your car accident claim without considering all relevant factors.
Some of the most important factors when determining how much your car accident claim is worth are your type of insurance, the severity of your injury, how much coverage is available, the types of economic and non-economic damages that you suffered due to the car accident, etc.
In Pennsylvania, your insurance coverage will only cover $15,000 worth of damages, so anything beyond that will have to be covered by the other party’s insurance, which is also $15,000. If the other motorist’s insurance coverage is not enough to compensate for your damages and losses, filing a lawsuit with the help of a Pittsburgh car accident lawyer is the only option you have left.
How Our Pittsburgh Car Accident Attorneys Can Help
At Shenderovich, Shenderovich & Fishman, we are committed to securing justice for car accident victims. Whether you’re facing issues with insurance claims, uninsured drivers, or claims involving serious injuries, our firm uses over 170 years of combined experience to fight for your rights. Contact us today for a free case evaluation and get the legal guidance you need.
Frequently Asked Questions About Car Accidents
Who pays my medical bills?
Pennsylvania’s no-fault laws mean your Personal Injury Protection (PIP) coverage will cover medical expenses up to a certain limit, regardless of who caused the accident. Beyond that, the at-fault driver’s insurance and your health insurance may come into play.
Is Pennsylvania a no-fault accident state?
Yes, but unique aspects like limited vs. full tort mean that who pays and how much they pay varies. Consulting with an attorney ensures you understand your rights and options.
When should you hire a car accident attorney?
It’s best to speak with a car accident lawyer as soon as possible, especially if there are disputes about liability, injuries, or insurance coverage. Quick action ensures evidence is preserved and paperwork is filed on time.
How long do I have to file a car accident lawsuit?
Pennsylvania’s statute of limitations for personal injury and property damage is typically two years from the date of the accident. Filing after this deadline may prevent you from recovering damages.
What happens if the other driver is uninsured?
Uninsured/Underinsured Motorist (UM/UIM) coverage on your policy can protect you. This coverage compensates you for injuries or losses caused by drivers without sufficient insurance.
What’s the difference between limited and full tort?
Limited tort restricts your ability to recover certain damages, whereas full tort allows you to claim both economic and non-economic damages.
How can a car accident lawyer help me after a hit and run accident?
An attorney can help track down the responsible driver through police reports or eyewitness accounts. If the driver isn’t found, your UM/UIM coverage may still provide compensation.
What if I’m partially at fault for the car crash?
Pennsylvania follows a “comparative negligence” rule. If you're less than 51% at fault, you can still recover damages, but your settlement will be reduced by your percentage of fault.
Why is my car accident settlement taking so long?
Complex cases, disputes about liability, or severe injuries that require long-term medical evaluation can delay settlements. Insurance companies may also use delaying tactics. Your attorney will help expedite the process and fight for a fair resolution.
What should I do if the other driver’s insurance company calls me?
Do not provide statements or sign anything without speaking to your attorney first. Insurance companies may try to use your statements against you to minimize the payout.
